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Wealth Management

Everyone has goals.  We help you set and reach them through the provision of planning, investment and insurance services.  We use our expertise to help clients accumulate, preserve, use, and transfer wealth. We can help you through every stage of your life.

The services we provide can be grouped into 4 broad categories:

  • Financial and Retirement Planning

  • Investment Management and Advice

  • Estate Planning

  • Risk Management and Insurance*

Financial Planning

Wondering when you might be able to retire?  Or how much you can safely spend in retirement?  We do the math for you and build projections to help answer these questions. 

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While retirement is a common goal, we know that retirement isn’t the only thing on our clients’ minds and that sometimes there are detours on the way to our destination.  You might be considering purchasing a bigger house to accommodate your expanding family.  Maybe you want to take some time off work to travel the world.  Or perhaps you have to take some time off to take care of your health or that of a family member.  While we can’t always predict life’s unexpected turns, we can help model the effect they might have on your financial plan and help you make more informed decisions.

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Throughout our working relationship with you, we will review your plan together and determine whether you’re on track or if adjustments should be made.

Golf Course with Lake
Aerial View of Lake

Investment Management & Advice

While saving is an important part of building a nest egg, saving alone is seldom enough to meet retirement goals.  The success of a financial plan is often only possible through investing.  If retirement is the destination, investing is how you get there. 

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Investing is an integral part of our client process.  The investment strategy we recommend is dependent on the client’s individual goals and perspectives.  For example, a retired client’s portfolio may be invested with an income strategy that allows the client to fund withdrawals confidently while still allowing for the portfolio to grow to fund future withdrawals.  Each client’s situation is unique – this is why it’s so important to us to know our clients well. 

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We offer investing services through managed and non-managed accounts.

Managed Accounts

Our managed account service is headed by Mark Colosimo, who is a Chartered Investment Manager.  Our unique investment management process involves a mix of quantitative, fundamental and macroeconomic approaches.  It is designed to preserve capital in difficult markets and take advantage of trending markets.  Our managed accounts are mostly focused on stocks and ETFs.  Please feel free to book a meeting with us to learn more about our process!

Non-Managed/Traditional Accounts

Our non-managed account service includes the provision of investment advice and is usually more focused on mutual funds.  We are a fully independent broker and thus have access to a large assortment of investment products and are not influenced to sell any particular brand.  We recommend portfolios that are comprised of funds we believe are well-managed and suitable for the particular client.

Estate Planning

The passing of a family member can be a very difficult time for loved ones.  It can also be an expensive administrative and tax nightmare.  The good news is, with proper planning, steps can be taken to ensure your wishes are met while reducing the burden on your loved ones.  

 

We help our clients understand the legal, administrative and tax consequences associated with passing away.  We listen to their estate planning goals and guide them through the steps required to arrange their affairs in a way that satisfies their estate goals, manages tax exposure, and reduces the burden on their families. 

 

We work closely with our clients’ lawyers and accountants so that our advice harmonizes with theirs.

Calm Lake
Foggy Field

Risk Management & Insurance*

We all have people we want to protect. 

 

Insurance can ensure your loved ones are financially taken care of should something happen to you.  It can also be used opportunistically, often to reduce taxes on death and maximize your legacy.  Insurance strategies can be especially beneficial to small business owners. 

 

We view our clients' financial situations with an investigative lens, searching for risks that can be mitigated with insurance, or for opportunities to reduce taxes and maximize estate values. 

*Insurance products and related services that may be referenced on this website are not provided through Worldsource Securities Inc. and are offered through the advisors separately.  Worldsource Securities Inc. does not oversee nor assume responsibility for insurance-related activities conducted by the advisors outside of Worldsource Securities Inc.  Please confirm with your advisor which entity you are dealing with for each of your products or services.

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